Home loan interest rates are directed by the monetary activities in New York and Washington, D.C. In addtion to that, the borrower has something to do with interest rates. If the borrower wants a no fee loan with an 80% loan to value and a 38% debt to income ratio and a 740 FICO score, he/she would have an interest rate different from someone with different parameters. Addtionally, interest rates change every day and sometimes more than one time in one day.
If you would like to discuss a home loan, please call me at (650) 576-8581 or e mail me at rjpopin.@gmail.com